Strategy · Mississauga & Across Canada
Proactive strategies that reduce what you owe — year after year.
By the time your tax return is filed, most of the decisions that determined your tax bill have already been made. Tax planning moves those decisions earlier — before the year ends, before the business is sold, before retirement income starts — when there is still room to legally reduce what you owe.
ANG Tax & Financial Group builds tax plans for business owners, incorporated professionals, investors and families in Mississauga and across Canada. We look at your personal and corporate picture together and give you a clear, written plan you can act on.
Salary and dividend mix, holding company structures, lifetime capital gains exemption planning and preparing your company for an eventual sale.
Making the most of RRSPs, TFSAs, FHSAs and RESPs, pension income splitting, and legitimate ways to share income within the family.
Timing CPP, OAS and RRIF withdrawals to limit clawbacks, estate freezes, and plans that reduce the tax bill your estate will face.
Before December 31 for most personal strategies, and before your corporation's fiscal year-end for business planning. Major life or business events — incorporation, buying property, selling a business, moving to or from Canada — are also the moment to plan, ideally before they happen.
No. Families, first-time home buyers, retirees and small business owners all benefit. Choosing between an RRSP and a TFSA, claiming the right credits or timing a withdrawal can make a meaningful difference at any income level.
Incorporation can lower the tax on profits you leave in the business and open planning options, but it adds cost and complexity. It usually makes sense once your business earns more than you need to live on. We run the numbers for your situation before you decide.
More questions? See our tax & accounting FAQs or ask us directly.
Ready to get started?
Visit us at 4 Robert Speck Parkway, Suite 1220, Mississauga — or work with us online from anywhere in Canada.